BUSINESS PACKAGE INSURANCE

insurance to safeguard your business with cover to help protect your premises, stock, equipment and reputation.

Who should consider it?
Business Package Insurance helps small to medium sized businesses protect their business premises and everything in it from damage or loss. The type of business insurance and amount of cover you select will depend on the nature of your business and what areas you think you are the riskiest for you. We can help you pick and choose the right business insurances that will suit you best, and you can include Public Liability Insurance to ensure you are not financially responsible for the costs of a legal claim should a third party get injured or suffer property damage whilst you are doing business.

What can it cover?
Business insurance packs can offer general protection for a business, which may include cover against:

  • Property damage

  • Business interruption

  • Theft

  • Money

  • Glass

  • Public and Products Liability

  • Transit

  • Electronic equipment breakdown

  • Machinery breakdown

  • General property

  • Tax audit

  • Employee dishonesty

What isn’t covered?

  • Negligence/breach of duty arising from an act, error or omission as a result of your professional services

  • Flood damage is generally excluded from standard policies

  • Known claims and circumstances